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Skilled Nursing Facility for Seniors

Jeff Hoyt Jeff Hoyt Editor in Chief
Matthew Clem Matthew Clem Registered Nurse

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When it comes to senior care and senior living, there are many different choices out there, including the level of care at each facility. Knowing the difference can assure you get the right care that you need.

What Is a Skilled Nursing Facility?

By definition, a skilled nursing facility is a health care institution that has at least one registered nurse on staff at all times, a doctor available or on call, nursing care 24 hours a day, and a place to store and dispense medication. Many facilities usually have much more than a full-time registered nurse on staff at any given time. The staff at skilled nursing facilities also help with meals and personal hygiene.

Many times patients go to a skilled nursing facility after being released from the hospital.  While at the facility, they can recover from an injury, illness, or surgery. They remain until they are well enough to go home. More often than not, skilled nursing facilities meet the criteria for Medicare and Medicaid reimbursement, making this type of care available for many patients.

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Skilled Nursing Services

Besides basic nursing care, skilled nursing facilities also offer many other types of services. These include, but are not limited to:

While skilled nursing facilities offer different types of therapy, they also offer a variety of specialized care for patients dealing with certain conditions. These can include:

  • Stroke recovery: Helping patients regain motor skills.
  • Parkinson’s disease care: Not all facilities offer this service, so be sure to check ahead of time.
  • General wound care: Gives antibiotics for wound care and helps make sure the wound does not get infected.
  • Acute medical conditions: Offers services to deal with an injury, illness, or infection.

Skilled Nursing Facility vs. Nursing Home

Some people think the two are the same when they are actually very different. A nursing home is often a permanent residence for a person who cannot take care of themselves, but is not ill enough for hospitalization. They receive 24-hour care as well as room and board. While there are certified health professionals available around the clock, a registered nurse or doctor may not be there all hours of the day. Federal law states that there needs to be one registered nurse on duty for at least eight hours straight, seven days a week. There must either be a Registered Nurse (RN) or a Licensed Practical Nurse (LPN) on duty 24 hours a day. Many nursing homes also have special wings for Alzheimer’s and dementia patients.

Skilled Nursing vs. Assisted Living

Assisted living options are often for seniors who do not need around-the-clock medical care. While they need basic services, they can still live independently. Assisted living facilities often provide a permanent residence for seniors. Many skilled nursing facilities are only temporary stays until a patient’s health improves enough to go home.

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Benefits of a Skilled Nursing Facility

The services a patient receives at a skilled nursing facility are crucial to his or her recovery. These services are usually called transitional care since they follow hospitalization and are in place until a patient improves enough to go home. Skilled nursing facilities are beneficial for several reasons:

  • 24/7 Healthcare services. Nurses and staff are on hand around the clock to help should a problem arise.
  • Physical Activity. Exercise is often a key part to recovery. Different exercise options are available depending on a patient’s condition.
  • Social Interaction. Being social can also help a patient’s recovery. Different types of social activities are often part of the daily schedule.

Cost of Skilled Nursing

As of 2024, the cost of a semiprivate room at a skilled nursing facility runs about $284 per day. Even if your stay is only temporary, skilled nursing costs can add up quickly. Medicare covers the cost of a skilled nursing facility for a limited time under certain conditions, but not for long-term care. It’s best to check your individual benefits to see what you are covered for.

Medicare services that are covered, but not limited to, include:

  • Meals
  • Semi-private room
  • Skilled nursing care
  • Medication
  • Medical Social Services

It’s important to check your individual benefits to see what may be covered for you and if you’re eligible.

Questions to Ask About Skilled Nursing Facilities

As with any type of care facility, you want to know what type of services you can expect and make sure the facility meets your needs. Here are some things to consider:

  • Is the facility close enough for family to visit? If your family is going to visit on a regular basis, you want to choose a facility that isn’t too far away.
  • What types of activities are offered? Ask about social activities and daily exercise.
  • Can the facility take care of my specific needs? If you are recovering from a stroke or specific illness, ask how that condition is taken care of on a daily basis.
  • Check reports and violations. See what, if any, violations or problems the facility has had in the past and how they have dealt with them.
  • Is there a skilled nursing facility near me? If there is a local facility near you, schedule a tour to get a feel for the skilled nursing environment.

Depending on the situation, ask to speak with current patients to see how they rate the care at the facility.

Is There a Skilled Nursing Facility Near Me?

If you are looking for skilled nursing near you or a loved one, we can help. Search our extensive database of available skilled nursing facilities in your area. Type in your ZIP code and let us do the rest. We have a comprehensive database of skilled nursing facilities that you can browse. Check out reviews, ratings, and amenities offered from the largest database of skilled nursing facilities online.

If you need assistance over the phone or would like to talk to someone about covering skilled nursing costs, give us a call. We can discuss your medical needs and recommend a skilled nursing facility that meets your requirements. We can also walk you through skilled nursing costs and payment options. Our team can help determine if your Medicare, Medicaid, or Medigap plan covers your skilled nursing costs.

Written By:
Jeff Hoyt
Editor in Chief
As Editor-in-Chief of the personal finance site MoneyTips.com, Jeff produced hundreds of articles on the subject of retirement, including preventing identity theft, minimizing taxes, investing successfully, preparing for retirement medical costs, protecting your credit score, and making your money last… Learn More About Jeff Hoyt
Reviewed By:
Matthew Clem
Registered Nurse
Matt graduated from Bellarmine University’s School of Nursing and Clinical Sciences in 2011 and began his career in Louisville, Kentucky, as a registered nurse. He quickly realized his passion for the senior population, focusing on the long-term care of chronically… Learn More About Matthew Clem
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