Private Assisted Living Homes

What Is Private Assisted Living?

Private assisted living refers to homes or facilities that are privately owned rather than affiliated with a hospital or other medical organization. Privately held management companies usually run the day-to-day operations of these communities. They are geared toward older adults who may no longer be able to live at home safely but do not need the level of medical attention offered at a nursing home. Many seniors at assisted living facilities are still fairly independent and can get around on their own.

Benefits of Private Assisted Living

Privately owned assisted living facilities make residents feel as though they are living in more of a regular home than a facility. It gives seniors the ability to live at “home” while receiving extra help, and they don’t have to worry about daily chores. In some cases, private assisted living facilities are located at homes that have been converted to suit the needs of older adults. In other cases, they are more luxurious, resort-style communities, with beautiful landscaping and gardens.

Privately owned assisted living homes have staff on hand to deal with residents’ medical and personal needs, like bathing and getting dressed. Due to the fewer number of residents, there is often more one-on-one interaction with staff at privately owned assisted living homes.

Since they are privately owned, private assisted living homes can make home-cooked meals the rule rather than the exception. Weekly housekeeping services are also available, as well as transportation to local attractions and even religious services.

Besides the services offered, private assisted living homes also help foster friendships among residents. Many are tight-knit communities, so people get to know one another more quickly and on a deeper level than they could at other facilities. This interaction is beneficial in warding off depression and loneliness, which are common issues among older adults.

Paying for Private Assisted Living

Assisted living is typically less expensive than a nursing home because there is less medical attention needed. That said, the cost is still something to consider as you search for the right type of senior living for you. Private assisted living costs can range anywhere from $3,000 per month to nearly $7,000 per month. The cost can vary based on the type of facility, the services offered, and the location.

It’s important to note that Medicare typically does not pay for assisted living. Medicaid coverage for assisted living is also uncommon, although it depends on individual state regulations. So, be sure to check what Medicaid will cover in your state.

If you are a veteran, there may be some benefits available to help cover the cost of assisted living, or at least part of it. Check with your Veterans Affairs office to see what type of help you can get or if you qualify for housing assistance for veterans.

>> Further Reading: Some sssisted living is tax deductible

When aid is not an option, many look to long-term care insurance or life insurance policies to cover the cost. If the only option is out-of-pocket payment, many rent or sell their current home or take out a loan to pay for assisted living.

Questions to Ask a Private Assisted Living Home

When looking into private assisted living, you should first tour the facility. This way, you’ll get a firsthand look at the day-to-day operations and see how actual residents feel living there. While touring, be sure to ask yourself questions like:

• Is the facility in good shape?
• Are the residents and staff friendly?
• Can I see myself fitting in here?
• Does the facility provide the services I need?

If you can answer yes to all of these questions, it’s time to do your homework. Check for violations, complaints, and inspection records. If the facility has passed inspections and has few violations or complaints, it could be a great fit for you.

Next, you’ll want to check the activities and amenities. Here are a few important questions to consider:

• What kinds of activities are offered?
• What transportation is available?
• Does it offer amenities that I actually want?

If you are satisfied with the activities and amenities, it’s time to look at the cost:

• Can I afford to live here?
• Do I have any benefits that will cover part of the cost?
• Will I need to make lifestyle changes to pay for it?

While you may have found the “perfect” facility, if you can’t afford it, the stress of finances is not worth the price of admission.

How Do I Find a Private Assisted Living Home?

Finding a private assisted living home doesn’t need to be a hassle. To make your search easier, just type in your ZIP code and search our extensive database of private assisted living communities in your area. If you need assistance over the phone, call us on our senior helpline.