America’s Pharmacy Prescription Discount Card, Tested and Reviewed
Save up to 80 percent on prescriptions with an America’s Pharmacy discount card.
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The America’s Pharmacy discount card can save you up to 80 percent on prescription drug purchases. It earned a place on our list of the best prescription discount cards as the most versatile option. Unlike some other medication discount cards, such as GoodRx Gold, America’s Pharmacy discount cards are completely free. That makes it great for older adults with high deductibles or those who face steep out-of-pocket expenses.
We wanted to find out exactly how America’s Pharmacy discount cards work, so we tested it ourselves. We applied for a card and used it to canvas prescription drug prices in our area. If you like a good discount, read on to learn about our hands-on experience.
Using America's Pharmacy coupon
The Fast Facts About America’s Pharmacy
- Save up to 80 percent on your prescriptions
- Partnered with over 59,000 pharmacies nationwide
- Use your discount card as many times as you want
- No fees or membership required, and no claim forms or deductibles
- Works for pet medications too
- Find local discounts on your prescriptions through the mobile app or website
- Can’t be used in conjunction with any insurance plan or government-funded programs such as Medicare or Medicaid
How Does America’s Pharmacy Compare to Other Discount Cards?
If you’re not using some kind of pharmacy discount card, you could be throwing money away on over-the-counter (OTC) and prescription drugs. Insurance will pay for only so much, and with drug prices continuing to rise, most older adults can’t afford to pay extra for the medication they need. Although America’s Pharmacy is an easy-to-use provider, you may be looking for something more. Check out the best prescription discount cards we have reviewed to compare your options and find the right card for your needs.
How Does America’s Pharmacy Work?
About 1 in 5 older adults lacks insurance coverage for prescription drugs. But even with a prescription drug plan, medications can be expensive.1 Unfortunately, over the past few years, prescription drug prices have continued to rise at a staggering rate, while Medicare coverage rates have decreased. In January 2025, drugmakers raised the list prices on 575 name-brand drugs.2 Older adults frequently take many of these medications, including Humira for rheumatoid arthritis and Januvia for type 2 diabetes.
America’s Pharmacy’s program is designed to give participants discounted prices on their medications; it’s basically like a coupon for your prescription. Who doesn’t love a great coupon to keep some extra money in their wallet? America’s Pharmacy is widely accepted across the country at 59,000 stores, including Walgreens, CVS, Walmart and even most small-town pharmacies. Some other prescription discount cards, such as SingleCare, are accepted at only about 35,000 stores.
All you have to do is show your card to the pharmacist at checkout, and they will apply the discount. It’s as simple as that! On average, the card saves members around 66 percent, but it could be up to 80 percent depending on your medication. One important thing to note is that you can’t use the America’s Pharmacy card in conjunction with insurance, Medicare or Medicaid, but the card may offer your medications at an even better price than your insurance.
Quick Tip for Those With Medicare: When you have a prescription filled, ask the pharmacist to compare your out-of-pocket expense with your Medicare Part D or Medicare Advantage plan to America's Pharmacy's price. You may find that the America's Pharmacy price is less than your out-of-pocket cost.
You may be asking yourself how America’s Pharmacy makes its money. We were curious as well, so we did a little research. To give participants the discount, the company negotiates a discounted price on bulk medication purchases with the owners of participating pharmacies. When you use your card to pay for your prescription, the pharmacy pays a referral fee to America’s Pharmacy. Since you may not be a regular customer in their store, the pharmacy benefits from the program, America’s Pharmacy gets a small referral fee and you get a discount on your prescription. We think it is a win-win-win for all three parties!
How to Sign Up for America’s Pharmacy
We found the process of getting an America’s Pharmacy discount card fast and straightforward. We are confident any older adult can access the card with just a few simple steps. Here’s how we did it:
- We clicked the “Get Your Card” option at the top of the America’s Pharmacy homepage.
- We selected our delivery of choice, which was via email. They have text message and snail mail options as well.
- We entered our information, which took less than a minute. We entered only our email address and name. After that, we clicked “Get Your Card.”
- In just a few moments, we received an email containing a PDF copy of our card. We simply downloaded it and printed it out to have a physical copy.
If you’d like to receive your card by text message, you’ll need to provide your cell phone number. If snail mail is your preference, America’s Pharmacy will ask for your first name, last name and mailing address. Keep in mind that it may take a few days to receive your card in the mail, while the other two options are immediate.
Pro Tip: If you get your discount card by email and you don’t want to receive more communications from America’s Pharmacy, you can dodge future emails by clicking the opt-out link in the initial email.
If you prefer not to share your private information online, you’ll be happy to know you won’t have to give America’s Pharmacy any sensitive information, such as health insurance details, your credit card number or personal health information. Plus, the discount card is free, so it is excellent for older adults who don’t want to take on extra costs.
Finding and Purchasing Medications With America’s Pharmacy
We found searching for prescriptions on America’s Pharmacy’s website extremely easy and user-friendly. We went to the website and clicked “Find Your Medications” at the top of the homepage. We used the search tool to look at a few prescriptions commonly taken by seniors.
The initial medication we searched for was Benicar, which our editor’s grandmother uses to treat her high blood pressure. America’s Pharmacy suggested the generic brand Olmesartan for even more savings. Without insurance, Olmesartan can cost over $172. When we searched for the medication, America’s Pharmacy’s search tool showed us 12 nearby pharmacies where we could get the drug for between $8.13 and $54.80. That’s almost $165 in savings — or 92 percent! Our small, locally owned pharmacy had the best price, but even local hospital pharmacies offered the discounted prescription at a great price. Below is a breakdown of pricing for Olmesartan at a few of our local pharmacies in California.
| Pharmacy | Price with discount card | Retail price of Olmesartan |
|---|---|---|
| Pure Care Pharmacy | $8.13 | $172 |
| Express Pharmacy | $8.13 | $172 |
| Sharp Rees-Stealy Pharmacy | $11.68 | $172 |
| UCSD Pharmacy | $11.68 | $172 |
We were impressed with the map feature on the search results page, which allowed us to see how close each pharmacy was. For seniors who have given up driving, the distance to a particular pharmacy can play an important factor. At the bottom of the search results page, users will also find frequently asked questions about the medication they are searching for, such as side effects and drug interactions. Of course, you should always talk to your pharmacist or physician about any specific questions you have about your medication. Still, we thought it was a nice resource for older adults who may be unfamiliar with certain drugs.
View helpful FAQs about your medication
FYI: Once you’ve shown your America’s Pharmacy card at your pharmacy, they will keep it on file for next time. No worries if you forget it. But if you go to a new pharmacy, you’ll need to show the card again.
When we went to pick up our prescription, all we had to do was show our discount card at the register. The pharmacist applied the discount to our total right away. Easy peasy! Make sure your prescribing physician sends the order to the pharmacy of your choice. You can show the pharmacist a physical card or a digital version on your smartphone to get the discounted price.
America’s Pharmacy App
If you want to navigate the America’s Pharmacy website on the go, we recommend downloading the company’s app. It isn’t a must-have to receive your discount, but we recommend using it if you have a smartphone you’re comfortable with. It was a breeze to navigate and search local pharmacies to find the best deals on prescription medications. The only downside is that you’ll have to create an account by entering your email address and setting up a password once you download the app. We found that step repetitive since we had already entered our email address on the website to receive a discount card, but it’ll take only an extra minute or two.
Features We Love About the App
My Card
In the app, there is a “My Card” icon at the bottom of the screen. By clicking on the icon, you’ll be able to view your discount card and show it to your pharmacist at checkout. Make sure you’re logged in; if you aren’t, it won’t show your specific discount card with your member ID number.
Favorites
There is also a “Favorites” section when you click on the star icon in the app. If there is a pharmacy you visit often or a specific prescription you frequently purchase, you can save them here. You won’t have to search for them the next time you need them, since they’ll already be saved in your history! It is also convenient for older adults who take multiple medications and may not recall all their names. Having a personalized list of your prescriptions right in the app is super helpful.
Searching for Medications
Just like the America’s Pharmacy website, you can search the app for prescription medications to find the best prices at a pharmacy near you. You can toggle between the list and map views to see where each pharmacy is located. Once you select a coupon for the pharmacy of your choosing, all you have to do is show them the coupon or your discount card on your smartphone to receive the discounted price at checkout. You can also get answers to frequently asked questions about your specific medication.
Using America's Pharmacy coupon
Blogs and FAQs
We found lots of useful information, such as frequently asked questions, informational blogs and articles, on the app. We recommend the features, found under the “More” tab, if you’re looking for expertly sourced information you can trust.
Did You Know? Older adults spend an average of more than $600 a year on prescription drugs.3 One way to cut costs on expensive prescription medications is to switch to generic brands.
More About America’s Pharmacy
Although the name can be misleading, America’s Pharmacy is not a pharmacy. It’s a prescription discount program. The company has partnered with over 59,000 pharmacies across the country to negotiate lower prices for older adults. Established in 2018, the company has an A+ rating from the Better Business Bureau and an average review of five stars. MedImpact Healthcare Systems, a company with three decades of experience in the pharmaceutical and health-care industries, administers the program.
We think America’s Pharmacy is ideal for:
- Older adults who don’t use their insurance to get medication because they have a high deductible
- Seniors who need a drug that is not covered by their insurance plan
- Older adults who are uninsured
- Users who have pets with expensive medications
Did You Know?About 88.6 percent of older adults took at least one prescription medication in 2021 and 2022.4
America's Pharmacy vs. the Competition
Why pay more when you can use a prescription discount card? America’s Pharmacy is one great discount program, but there are others you may want to check out.
America’s Pharmacy vs. GoodRx
GoodRx is a free service accepted at more than 70,000 pharmacies in all 50 states, which is more than America’s Pharmacy. The average savings with GoodRx is about 80 percent. There are no subscription or enrollment fees, and the app is very user-friendly. GoodRx has a section on its website where you can get 30 popular heart medications for less than $30. Learn more about it in our GoodRx prescription discount card review.
America’s Pharmacy vs. SingleCare
SingleCare is also free, and it comes with a telemedicine discount program. Similar to America’s Pharmacy, you can save up to 80 percent on prescription medications. The card is accepted at only about 35,000 pharmacies though. You can earn rewards for filling prescriptions and get extra discounts just for being a member. It’s currently one of the best pharmacy discount cards because of its unique price-comparison tool, which we evaluated in our SingleCare discount card review.
America’s Pharmacy vs. WellRx
WellRx is another free discount card that can save you up to 80 percent on prescriptions at over 65,000 pharmacies, which is more locations than America’s Pharmacy. The WellRx mobile app lets you compare local pharmacy prices, set pill and refill reminders, receive drug interaction alerts and more. There are no limits on usage, so everyone in your household can use it — including your pets.
Our Methodology
Our team dedicated over 50 hours to thoroughly researching and testing America’s Pharmacy to see if it meets seniors’ needs. Based on our in-depth review, we formed our top picks by focusing on several key aspects.
- Affordability: We compared free discount programs with those that require a subscription for enhanced savings, including GoodRx and their GoldRx Gold memberships, to evaluate overall cost efficiency and value.
- Savings capability: We simulated prescription searches to gauge performance on commonly prescribed medications. The free option showed impressive price cuts and strong value compared to retail prices.
- Pharmacy network reach: Since America’s Pharmacy works through partnerships with select pharmacy chains, the effectiveness of the discounts depends on where you can use them. We assessed the size and scope of the networks to determine how widely accessible the free options are.
- Ease of use: Beyond offering lower prices, a good discount service should be user-friendly. America’s Pharmacy is designed with simplicity in mind and comes with additional helpful features on its app, making it easy to navigate.
Final Thoughts on America’s Pharmacy
You can’t use your America’s Pharmacy card with other health insurance plans, but it is great for seniors who have high deductibles or whose out-of-pocket expenses are still quite steep. America’s Pharmacy makes paying cash for prescription medications easy and affordable. With up to 80 percent savings, no fees or contracts, and easy-to-use search tools, we think it is at least worth trying out to see if you can save a few bucks.
Watch our video below to learn more about how you can save on prescriptions.
Frequently Asked Questions
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Is America’s Pharmacy insurance?
No. It is a prescription discount savings plan, not health insurance.
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Can you use the America’s Pharmacy discount with health insurance?
You can use your America’s Pharmacy card while you have insurance, but you cannot use both insurance and your America’s Pharmacy discount simultaneously when purchasing a prescription.
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Can multiple people use an America’s Pharmacy card?
Yes. You and your entire household, including pets, can use the same discount card.
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Is there a limit to how much I can use the discount card?
No. You can use the prescription discount card as much as you need to. There is no limit, and the card does not expire.
AARP. (2024). CDC: 9 in 10 Older Adults Rely on Prescription Drugs.
NPR. (2025). Drugmakers Hiked Prices for Hundreds of Drugs in Early January.
NCOA. (2025). Prescription Assistance.
CDC. (2024). National Health Statistics Report.